Jim Cramer: Twilio Shouldn’t Be Up on the Acquisition of Segment

Twilio  (TWLO) – Get Report announced that it plans to buy customer-data platform Segment for $3.2 billion of stock.

“Data silos destroy great customer experiences,” Jeff Lawson, co-founder and chief executive of the San Francisco company, said in a statement.

Closely held Segment, also San Francisco, “lets developers and companies break down those silos and build” complete pictures of customers.

“Combined with Twilio’s customer engagement platform, we can create more personalized, timely and impactful engagement across customer service, marketing, analytics, product and sales,” he said.

“The businesses that deliver the best experiences are the ones that know their customers well and use customer data to provide more relevant interactions,” Twilio said.

“However, wrangling these customer insights is extremely difficult as the information is typically spread across disparate systems and functions throughout an organization. … Twilio can now alleviate this pain for businesses by delivering a single, unified view

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Domino’s Costs Are Rising, but You Shouldn’t Worry

It isn’t an everyday occurrence that a company reports strong revenue and profit gains and experiences a sharp decrease in the stock price, falling 7% for the day. Yet that’s exactly what happened after Domino’s Pizza (NYSE:DPZ) released its fiscal third-quarter 2020 results, which covered the period that ended on Sept. 6.

This seemingly incongruous situation may leave you scratching your head. So it’s a good time to look deeper into the report to see if there is anything that’s concerning.

A man in a red shirt and hat is holding two pizza boxes.

Image source: Getty Images.

Demand remains strong

With strong roots in delivering pizzas that go back to its founding 60 years ago, it shouldn’t surprise anyone that Domino’s has done well during the pandemic. Excluding foreign exchange translations, its third-quarter total sales grew by nearly 15%. Broken out geographically, U.S. same-store sales (comps) rose by 17.5% and were more than 6% higher internationally.

It is not merely the pandemic

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iPhone SE vs. 8: Here’s why you shouldn’t buy the 3-year-old phone

In a bid to lure budget-minded iPhone fans, the iPhone SE debuted in April for $399 (£419, AU$749). The iPhone SE’s specs and looks are similar to the iPhone 8 from three years ago, which is likely the reason why Apple discontinued its 2017 iPhone when it announced the iPhone SE.

Read more: iPhone SE 2020 is proof that Apple won’t actually bring back the tiny phone

When it first launched, the iPhone 8 cost $699, but the price lowered to $449 before Apple pulled the plug on it. These days, you can still get the phone from third-party retailers, sometimes for even less (You can get a new iPhone 8 on eBay, for example, for $359). But if you’re thinking of buying the iPhone 8 over the iPhone SE 2020 at that price, don’t. The iPhone SE may share many of the iPhone 8’s specs, but for $40

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Why you should and shouldn’t take a withdrawal now


Is a 401(k) the answer to your financial troubles this year?

Kailey Hagen
 |  The Motley Fool

You need $5,000 right now. Where do you get it? No, that’s not a hypothetical question, at least not for many Americans who have lost their jobs since the pandemic started. After trimming budgets, draining emergency funds, and borrowing whatever you can, retirement savings often start to look like piggy banks just waiting to be cracked open.

There’s something to be said for that. Your retirement savings is your money after all, so you can use it however you choose. But while the government has changed the rules surrounding 401(k) withdrawals this year, that doesn’t mean you don’t pay a price for taking one. Weigh the following pros and cons of 401(k) withdrawals to decide if it’s the right move for you.

Three reasons to take a 401(k) withdrawal

Here are a few

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