Future Returns: Investing in a New Consumer Behavior Era

Anticipating fiscal reactions to the shifts in consumer behavior caused by the Covid-19 crisis isn’t easy. But careful observers can find plenty of indicators for how people live and spend money in the new normal.

It’s important to keep in mind many changes, despite the circumstances, aren’t from left field. Nathan
Cockrell
, co-director of global research at Lazard Asset Management characterizes what we’re seeing as a fast-forward of shifts that were already underway.

“On the offline-to-online transition, this looks like it has created a step change, but the direction of travel was already established,” he says. “The longer that Covid has gone on, the more likely it is that enforced changes in consumer habits become learned and persistent. I definitely subscribe to the idea that something’s changed that is somewhat irreversible.”

He uses the example of China’s consumption, which has largely recovered back to 2019 levels. There, online channels

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Best Cell Phone Sales Found by Consumer Article

List of all the latest mobile phone & iPhone deals for Prime Day, including all the top discounts on the Pixel 4 XL & 4a, iPhone 11 Pro & Pro Max, & Samsung Galaxy S20 Plus & S20 Ultra cell phones

Amazon Prime Day iPhone, Pixel, Samsung Galaxy and cell phone deals have landed. Compare the best offers on the iPhone 11 series, Google Pixel 4 series, and 5G-capable Galaxy S20 smartphone series. Links to the best deals are listed below.

Best Samsung Galaxy deals:

Best Google Pixel deals:

Best Apple iPhone deals:

More cell phone deals:

Looking for more deals on cell phones like the iPhone, Samsung Galaxy, and Pixel? Visit Amazon’s Prime Day sale page to compare the entire selection of active offers at the moment.

Prime Day 2020 deals are live for a brief amount of time. Consumer Article earns commissions from purchases made using the links

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Top Early Dell, HP, Acer & Lenovo Monitor & PC Deals Tracked by Consumer Walk

Save on desktop PC & monitor deals at the early Prime Day sale, featuring all the top HP, Acer, Dell & Asus computer & monitor discounts

Amazon Prime Day 2020 experts at Consumer Walk are rounding-up all the top early gaming & productivity monitor & pre-built PC deals for Amazon Prime Day 2020, including discounts on HP & Dell desktop computers & various monitors. Links to the best deals are listed below.

Best PC & desktop computer deals:

  • Save up to 45% on PCs & desktop computers from HP, Dell & many more top PC manufacturers at the Amazon Prime Day sale

  • Save up to $148 on HP PCs, laptops & printers such as the HP Pavilion, Spectre, Elite & Omen – at the Amazon Prime Day sale

  • Save up to 44% on Dell PCs, laptops & more at the Amazon Prime Day sale – check the latest deals on

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Best Prime Day Gaming Deals (2020): Early Gaming PC & Laptop, Corsair & Razer Headset & Peripherals, VR, Elgato & Gaming Chair Deals Listed by The Consumer Post

BOSTON–(BUSINESS WIRE)–Compare the top early gaming deals for Amazon Prime Day, featuring Corsair & Razer gaming laptops, PC & headsets, Oculus, Valve Index & more VR kits, AVerMedia & Elgato capture devices & gaming & office chair deals. Links to the top deals are listed below.

Best gaming PC & laptop deals:

  • Save up to $400 on gaming PCs and desktops at the Amazon Prime Day sale – check the latest deals on top-rated CyberPowerPC, SkyTech, Omen & many more gaming PCs
  • Save up to $451 on gaming laptops from top manufacturers such as HP, Dell, Razer, Acer, ASUS, MSI & Lenovo – at the Amazon Prime Day sale
  • Save up to $451 on Razer gaming laptops, keyboards, mice & gaming headsets – at the Amazon Prime Day sale
  • Save $161 on the HP Pavilion Gaming Desktop at Amazon – featuring Intel Core i5-9400F, GeForce GTX 1660 Ti
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COVID-19 Is Changing Consumer Behavior At The Point-Of-Sale

As shelter-in-place orders spread across the US in mid-March, cash was already coming under fire as a potential vehicle for spreading COVID-19. Media articles and nightly news reports quickly began targeting the unsanitary aspects of physical currency, and many merchants started affixing signs to their storefronts or checkouts encouraging the use of cards, and in some cases outright banning cash. 

These developments, paired with growing concerns about physical contact and contagions, have helped drive a noticeable decline in cash utilization, according to a Q3 2020 US consumer survey fielded by 451 Research, which is part of S&P Global Market Intelligence. The survey revealed that more than two in five consumers are using cash less often since the COVID-19 outbreak started. The decline is strongest for respondents with a household income above $150,000 and those belonging to Gen X (38-53 years old), where 64% and 54% have decreased their usage, respectively.

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Top Early GoPro Action Camera & DJI Drone & Gimbal Deals Compared by Consumer Walk

Save on a range of DJI drone & GoPro action camera deals at the early Prime Day 2020 sale, including DJI Mavic, DJI Phantom, GoPro HERO9, GoPro HERO8, & GoPro HERO7 savings

Compare the latest early GoPro & DJI drone deals for Amazon Prime Day, including lightweight DJI Mavic drones, professional DJI Phantom drones, & GoPro action camera discounts. Links to the latest deals are listed below.

Best GoPro & action camera deals:

Best DJI & drone deals:

In need of some more GoPro action cameras & DJI drone deals? Click here to check out the full range of deals on the Amazon Prime Day sale page.

Amazon Prime Day 2020 deals are live for a restricted time period. Consumer Walk earns commissions from purchases made using the links provided.

Amazon holds their Prime Day sale every year. The popular shopping and entertainment event offers numerous deals for

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Top Early Smartphone Savings Revealed by Consumer Walk

Save on a wide selection of Android mobile phone & iPhone deals at the early Prime Day sale, featuring all the best Samsung Galaxy S20, Note20, Google Pixel 4, Apple iPhone 11, and more cell phone discounts

Compare the best early iPhone and Android smartphone deals for Amazon Prime Day, featuring all the latest Pixel 4, iPhone 11, and Galaxy S20 discounts. Links to the best deals are listed below.

Best Apple iPhone deals:

Best Samsung Galaxy deals:

  • Save up to 20% on Samsung Galaxy unlocked smartphones – at the Amazon Prime Day sale

  • Save $200 on the Samsung Galaxy Note20 5G at Amazon – with S Pen and Samsung Notes, intelligent battery and super fast charge, and power of 5G

  • Save $100 on the Samsung Galaxy S20 FE 5G at Amazon – 128 GB factory unlocked Android cell phone with pro-grade camera and 30x space zoom

  • Save $55 on

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Matt Wood: Lenders Must Be ‘in Concert with the Consumer at the Moment of Intent’

PERSON OF THE WEEK: Mortgage lenders have now fully realized that the transition to an all-digital mortgage process is critical to their success. While there will always be a need for an in-person, human touch, consumers are expected to increasingly gravitate toward an entirely automated, all-digital mortgage experience.

To an increasing degree, borrower satisfaction will be driven by the quality of the digital mortgage experience that lenders deliver. In other words, technology – and they way it is used – is now a key differentiator. The challenge now is how to build customer loyalty – a task that was difficult before the digital mortgage came to fruition.

To gain some insights into what mortgage lenders should be considering when planning their future technology roadmaps, MortgageOrb interviewed Matt Wood, business solutions manager at Tavant, which offers an all-digital front-end origination platform for mortgage lenders.

Q: In this unprecedented compulsory

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Taking care of family health with new consumer genetics technology



a glass with a blue background: WSAW


© Provided by Wausau-Rhinelander WSAW-TV
WSAW

WAUSAU, Wis. (WSAW) – Being equipped with knowledge of genetic health and family health history can help increase a family’s confidence in important decision making. A recent survey from Ancestry, the global leader in family history and consumer genomics, found that nearly 60 percent of parents say that the COVID-19 pandemic has increased their interest in understanding their genetic health. With back-to-school season underway, their own and their children’s health is top of mind for Moms, particularly this year, as the world navigates the fight against COVID-19.

Ancestry introduced AncestryHealth powered by NGS (Next Generation Sequencing), its most advanced genetic testing technology, in August. Designed to help people understand their risk for developing certain inheritable health conditions, the advanced testing technology behind AncestryHealth provides more comprehensive genetic screening of an expanded set of health conditions — such as heart disease, breast cancer, colon cancer

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Amazon Pitches New Palm Scanning Tech For Stadiums, Offices As Consumer Privacy Concerns Linger

Topline

New technology announced Tuesday by Amazon that allows the palm of a user’s hand to double as a credit card or company ID could find its way into use in office buildings and sports stadiums, according to the e-commerce giant, which said it chose the palm technology because it’s “more private” than other biometric markers as consumers continue to have concerns over data privacy and big tech.

Key Facts

The technology, called Amazon One, uses custom-built algorithms and hardware to create a person’s unique “palm signature,” allowing for everything from making credit card or loyalty card purchases to entering a location like a stadium, or badging

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